Comparison

Selling to a Local Cash Buyer vs. an iBuyer

Both let you skip the traditional listing and sell fast — but a local cash buyer and an iBuyer work very differently, and the right choice depends on your home and your situation. Here’s an honest, side-by-side breakdown.

Get a fair cash offer

No obligation — or call (919) 205-0576.

First, the basics

What’s the difference?

An iBuyer (“instant buyer”) is a tech company that uses an algorithm to make a quick online offer on your home, then resells it. They move fast and pay close to market value on the right home — but they charge service fees, and they’re selective about which homes they’ll buy.

A local cash buyer like us is a real person or company in your market who buys homes directly, in any condition, and resells or rents them. We pay a bit less than an iBuyer’s headline number on a move-in-ready home — but we charge no fees, buy homes iBuyers won’t touch, and handle everything locally.

Here’s how they stack up.

Side by side

Local cash buyer vs. iBuyer

 A local cash buyer (us)An iBuyer
Offer amountFair offer based on condition & after-repair value; a bit below an iBuyer on a nice homeOften closer to market value — but only on homes in good shape
Service feesNone — and we cover closing costsTypically ~5% or more, deducted from your proceeds
Home conditionAny condition — damaged, dated, or distressed, all fineUsually only newer, move-in-ready homes
RepairsNone — we buy as-isMay require repairs or deduct estimated repair costs
Who you deal withA local person you can call, start to finishAn app and a rotating support team
Closing flexibilityYou pick the date; flexible on move-outMore rigid, algorithm-driven timelines
Local knowledgeWe know the Triangle block by blockA national algorithm, no local nuance
CertaintyCash offer with nothing to fall throughOffers can be revised after inspection

The honest take

Which is right for you?

An iBuyer may fit if…

Your home is newer and move-in ready, it’s in a market they serve, and you’re comfortable trading a service fee for a slightly higher headline offer.

A local cash buyer fits if…

Your home needs work, it’s older or distressed, you want no fees and a real person to deal with, or you need flexibility an algorithm won’t give you.

Either way, we’ll tell you honestly if we think a listing or another route would net you more. See exactly how we calculate your offer.

Straight answers

Cash buyer vs. iBuyer FAQs

What’s the difference between a cash buyer and an iBuyer?
An iBuyer is a national tech company that makes algorithmic offers on move-in-ready homes and charges a service fee. A local cash buyer is a person or company in your market who buys homes in any condition, directly, with no fees.
Do iBuyers charge fees?
Yes — typically a service fee of around 5% or more, deducted from your sale proceeds. A reputable local cash buyer charges no fees and covers closing costs.
Which one pays more?
On a newer, move-in-ready home, an iBuyer’s headline offer is often higher — but after their service fee, the gap narrows. On a home that needs work, a local cash buyer is usually the better (or only) option.
Will an iBuyer buy a home that needs repairs?
Usually not. iBuyers focus on homes in good condition. If your home is dated, damaged, or distressed, a local cash buyer is typically your best path.
Is a local cash buyer safe?
A reputable one is transparent — shows you the math, puts the offer in writing, and covers closing costs. Look for local reviews and a real point of contact you can reach.

See what a local cash buyer would pay

Get a fair, no-obligation cash offer on your Triangle home — any condition, no fees, and a real person from start to finish.

Get my cash offerOr call (919) 205-0576